State of the Plate: Church Financial Reserves
How much money does your church keep in reserves?

Each year we survey churches across America to find out about the state of their finances. In this year's State of the Plate survey, we asked more than 1,800 church leaders how much cash reserves their churches keep. About 20 percent have less than one month in reserve, and an equal number maintain two months.

Earlier this year, Leadership Network said that 54 percent of megachurches it surveyed had average cash reserves of two to three months. Our Essential Guide to Church Finances encourages churches to maintain at least three months' worth of cash reserves.

How long could your church operate with the amount you currently have in reserve?

For the complete results of our 2013 State of the Plate research, see 20 Truths about Tithers.

This content is designed to provide accurate and authoritative information in regard to the subject matter covered. It is published with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. "From a Declaration of Principles jointly adopted by a Committee of the American Bar Association and a Committee of Publishers and Associations."

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