Workers Compensation
What happens if a church fails to obtain workers comp insurance?

Question:
If a church is not exempt from workers compensation law, what is the effect of its failure to obtain workers compensation insurance?

Answer:
Most workers compensation laws are compulsory. The employer has no prerogative to remain outside the system. In a "compulsory" jurisdiction, a covered employer that fails to obtain workers compensation insurance will ordinarily be subject to a direct action by an injured employee, or may be treated as a "self-insurer" and accordingly be liable for the damages prescribed by the workers compensation law. A few states permit employers to elect coverage under workers compensation law. To coerce employers into electing coverage, these states impose various legal disabilities upon employers that do not elect coverage.

For more information on labor laws, see the downloadable training resource, Understanding Labor Laws.

Log In For Full Access

Interested in becoming a member? Learn more.

Posted: August 24, 2010
View All
from our store
Best Practices for Technology Usage

Best Practices for Technology Usage

Establish policies and best practices to govern the use of technology for church staff.
Your Guide To Employee Handbooks

Your Guide To Employee Handbooks

If updated regularly, an employee handbook can offer valuable legal protection against civil court claims made by disgruntled staff members.
Understanding Church Insurance

Understanding Church Insurance

Understand your church's insurance needs to be assured you have adequate coverage.

ChurchSalary

ChurchSalary

Experience a whole new way to set compensation. Eliminate the guesswork – get access to detailed compensation reports in just minutes.