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Personal Injuries on Church Property and During Church Activities

A federal court in New York ruled that an “auto exclusion” in a church insurance policy left a church without insurance to cover the death of one child and serious injuries to another.

New York
State:
Richards v. Princeton Insurance Company, 178 F. Supp.2d 386 (S.D.N.Y. 2002)
Key point 10-11. A church may be legally responsible on the basis of negligent supervision for injuries resulting from a failure to exercise adequate supervision of its programs and activities.

Negligence as a Basis for Liability

A federal court in New York ruled that an "auto exclusion" in a church insurance policy left a church without insurance to cover the death of one child and serious injuries to another as a result of an accident involving a rented bus.

A church youth group went on a trip in a rented bus. After arriving at the destination, some members of the youth group entered the bus while it was parked and unattended. Once inside, they accidentally disengaged the parking brake and caused the bus to roll down a hill, killing one member of the youth group and seriously injuring another. Parents of ...

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Richard R. Hammar is an attorney, CPA and author specializing in legal and tax issues for churches and clergy.

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Posted:
  • March 3, 2003

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